Travel Insurance for Pre-existing Medical Conditions

Our Insure-All policy offers cover for most* pre-existing medical conditions with no extra charges and no higher excesses for people aged under 80.

With Insure-All there is no need to make lengthy, expensive and occasionally embarrassing phone calls to establish whether your medical condition is covered.

A simple self-declaration document is agreed on-line or on the phone before purchasing the insurance.

There are also NO extra charges or increased excesses!

A Pre-existing Medical Condition is considered to be

  • Any past or current Medical Condition that has given rise to symptoms or for which any form of treatment or prescribed medication, medical consultation, investigation or follow-up/check up has been required or received during the 12 months prior to the commencement of cover under this policy and/or prior to any Trip: and
  • Any cardiovascular or circulatory condition (e.g. heart condition, hypertension, blood clots, stroke, aneurysm) that has occurred at any time prior to the commencement of cover under the policy and/or prior to any Trip.

New – Quote for serious medical conditions available by phone on 0845 696 0691

New and improved cover:

At MRL Insurance we believe in offering you great cover at great prices. We always listen to our customer feedback and as a result this year we have improved our policy to include the following optional upgrades:

  • Gadget cover: covers up to 7 of the gadgets that you want to take on holiday with you, for instance your i-pod or kindle;
  • Travel Disruption cover: gives cover for volcanic ash and other natural disruptions;
  • Car Hire Excess cover: to protect the excess if you take out a rental car on hire.
  • And much, much more. See our policy wording for the full cover options on phone our friendly staff on 0845 696 0691.

MRL 14-day Insurance Refund Guarantee

If this insurance does not meet your needs, MRL Insurance will refund your money as long as you return the policy document to them within 14 days of receiving it. MRL Insurance will only refund your money as long as you have not travelled or made a claim.

*Please refer to the policy wording for further information regarding Pre-existing Medical Conditions.

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Policy Wording

View the Policy Wording and Key Facts