Life Term Insurance

covers you against death for a limited specified time

You decide on a sum insured and a term of years from the outset.

The sum insured remains constant throughout the term.

The plan has no investment content.

If you die during the specified term then the sum insured is paid out.

Can be set up as a single life plan, insuring one life for a predetermined sum insured and term.

May also be set up as a Joint life first death plan where the sum insured is payable on the first death.

Critical Illness benefit can be added to most plans where the benefit is paid on either death or a critical illness whichever should occur first.

Terminal Illness benefit is normally payable on most policies during the term of the policy, this usually excludes the last 18 months of the policy term.

As soon as the sum insured is paid out the plan ceases. · If you survive the term and the sum insured has not become payable then the plan ceases and nothing is paid out.

This is an overview of protection products. With your application pack we will provide a Written Quotation, the Individual Company's Key Features and Full Product Details.

MRL through our preferred partner completes a full search of the market to find a competitive quotation.

Click on the button above to be directed to the idol.com for your quote or call 0870 870 4404.